Capital Investment Companies (“Capital”)
Revised: November 2023
Know the Facts: What Does Capital Do With Your Personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and assets
- Account balances and transaction history
- Checking account information and wire transfer instructions
How
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Capital chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Information
For Our Everyday Business Purposes:
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
Does Capital share? Yes.
Can you limit this sharing? No.
For Our Marketing Purposes:
To offer our products and services to you.
Does Capital share? Yes.
Can you limit this sharing? No.
For Joint Marketing With Other Financial Companies
Does Capital share? No.
Can you limit this sharing? We don’t share.
For Our Affiliates’ Everyday Business Purposes:
Information about your transactions and experiences.
Does Capital share? Yes.
Can you limit this sharing? No.
For Our Affiliates’ Everyday Business Purposes:
Information about your creditworthiness.
Does Capital share? Yes.
Can you limit this sharing? Yes.
For Our Affiliates To Market to You
Does Capital share? Yes.
Can you limit this sharing? Yes.
For Non-Affiliates To Market to You
Does Capital share? No.
Can you limit this sharing? We don’t share.
For Non-Affiliates To Facilitate the Transfer of Your Account to Your New Financial Services Company:
* If your independent representative terminates his or her relationship with us and moves to another brokerage or investment advisory firm, we or your independent representative may disclose your personal information to the new firm, unless you instruct us not to, by limiting our sharing of your information, as detailed below.
Alternatively, if your independent representative joined Capital from another brokerage or investment advisory firm, we and your independent representative may have access to historical account information, unless you instruct us not to, by limiting our sharing of your information, as detailed below.
Does Capital share? Yes.
Can you limit this sharing? Yes.
How To Limit Our Sharing
- Call (919) 831-2370 or
- Email cic-compliance@capital-invest.com
Please provide your name, address, phone number and account number if known.
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Have Questions?
Call (919) 831-2370 or go to www.capital-invest.com.
Who We Are
Who Is Providing This Notice?
Capital Investment Group, Inc.
Capital Investment Brokerage, Inc.
Capital Investment Counsel, Inc.
Capital Investment Advisory Services, LLC
What We Do
How Often Does Capital Protect My Personal Information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How Does Capital Collect My Personal Information?
We collect your personal information, for example, when you:
- Open an account or seek advice about your investments
- Make a wire transfer or show your government-issued ID
- Enter into an investment advisory contract
Why Can’t I Limit All Sharing?
Federal law gives you the right to limit only:
- sharing for affiliates’ everyday business purposes: information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What Happens When I Limit Sharing for an Account I Hold Jointly With Someone Else?
Your choices will apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Our affiliates include companies under common ownership and they are identified in the section titled “Who We Are” at the top of this page.
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Capital will share with other financial institutions only in the event a customer’s financial adviser is facilitating a transfer of your account to another broker dealer. This is generally done as a service to you; however, you may limit this sharing by completing and opting out.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
- Capital doesn’t jointly market.
